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Shivmalhar Co-op Credit Society Ltd.

Our People, Our Institution

Home Loan

Secured Loan Long Tenure home_loan_badge_low_interest

As per eligible

As per eligible

Period

36 Months to 120 Months

Rate of Interest

12.00% per annum

Loan Amount

As per eligibility criteria

What is a Home Loan?

Home Loan is a Secured Loan offered against the security of a house/property which is funded by the Society loan, the property could be a personal property or a commercial one. The Home Loan is a loan taken by a borrower from the Society issued against the property/security intended to be bought on the part by the borrower giving the Society a conditional ownership over the property i.e. if the borrower is failed to pay back the loan, the Society can retrieve the lent money by selling the property.

Purpose of Loan

Purchase of new house

Required Documents

Identity Proof
  • PAN Card
  • Aadhar Card
  • Voter ID
Address Proof
  • Electricity Bill (Business Premises)
  • Ration Card
  • Telephone Bill

Income Proof

For Salaried Person
  • salary_slips_6_months
  • bank_statement
For Self Employed
  • Income Tax Returns for last 2 years
  • Financial Statements (Profit & Loss, Balance Sheet)

Key Benefits

Quick Processing

Fast approval and disbursal within days

Long Tenure

long_tenure_desc

Competitive Interest Rates

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Home Loan